Kotak Mahindra Bank is one of the most famous private sector banks in India. The bank is headquartered in Mumbai,Maharashtra. It offers a wide range of banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management.
The services offered by the bank includes insurance, credit cards, loans, and other banking related services.
The bank offers missed call service, internet banking, mobile banking, SMS banking, USSD based service, Google assistant, and WhatsApp banking.
Ways to check Kotak Mahindra Bank Balance
Kotak Mahindra Bank provides various ways to its account holders to check their bank account balance. These ways include both online and offline methods, mostly with the help of which you do not have to visit the bank.
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1. Internet Banking
The account holders can login to Kotak Mahindra Bank net banking portal using the credential provided by the bank. Via this service, you can easily check your balance, transfer money to others accounts, apply for credit cards and much more.
The bank also provides an E-statement facility on the net banking portal from where you can also view the detailed summary of transactions and also your bank account balance.
2. Mobile Banking
The bank has provided some mobile applications as well, installing which you can easily check your bank account balance and perform many actions. Kotak Mahindra Bank provides Kotak 811 & Mobile Banking, BHIM Kotakpay,Kotak Bharat Banking, or Kotak AllPay apps that you can download on your mobile phone.
3. Missed Call Services
Kotak Mahindra Bank provides a balance enquiry number that you can call from your registered mobile number with the bank. You can give a missed call on 1800 2740110 from your registered mobile number. Once you give a missed call, the call will be automatically disconnected and you will receive an SMS stating your bank account balance.
4. SMS Banking
You can also send an SMS to 9971056767 or 5676788 in the format <BAL> from your registered mobile number.
5. USSD Based Service
You can also dial *99# from your registered mobile number to check your available bank balance.
6. Whatsapp Banking
The bank also provides this service to its customers. To register for this service you need to first give a missed call on 9718566655 from your registered mobile number then add 022-6600-6022 to your mobile contacts list. Open the chat of this contact and type “help” as a message and then type “1” to check your kotak balance.
7. Google Assistant
For this service you need to tap the home button for two-three seconds on Android devices or you can install on iOS devices. After this, say “Ok Google” or “Hey Google” and then say “Talk to Kotak Bank” or “Talk to Kotak Bank to check the account balance” . The google assistant will respond with your bank balance.
You can also check your bank balance by using ATM card. Visit any nearest ATM with your Kotak ATM and insert your card. Once you enter the PIN, select Balance Enquiry option to check bank balance.
You can also take your passbook along with you whenever you visit the bank. Get your passbook updated to check your available account balance.